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Private vs public school teacher pay in Australia: every state compared (2026)

Government vs Catholic vs independent teacher pay in every state, dated October 2026: where private schools pay more or less, plus super and packaging.

✓ By the TeacherPay AU Editorial Team · fact-checked against official sources Updated 28 October 2026 7 min read
On this page (9 sections)
  1. How the three sectors set pay
  2. Government vs Catholic vs independent pay, state by state
  3. Where private schools pay more
  4. Where private schools pay less
  5. What the difference is worth after tax
  6. Super: who pays more than 12%
  7. Salary packaging: the real non-salary difference
  8. Things that matter besides the scale
  9. FAQs

The short answer

Private school teachers in Australia are not automatically paid more. Catholic systemic pay matches government pay in NSW and the NT, is ahead in the ACT and WA, and is behind in SA, Queensland (graduates) and, for now, Victoria. Lutheran schools in Queensland and SA pay above both. Independent schools vary school by school, from the $75,941 award minimum upwards.

  • Biggest Catholic lead: ACT, where public pay has been frozen since December 2025.
  • Biggest Catholic gap: SA, where CESA's top step is $7,076 below public schools.
  • Non-government schools can usually offer salary packaging with a 47% FBT rebate; public schools cannot.
  • Queensland Catholic and Lutheran schools pay 12.75% super; most others pay 12%.

How the three sectors set pay

Government schools are paid under a state or territory agreement or award, one per system. Catholic systemic schools are run by diocesan offices, and their teachers are on a diocesan or state-wide Catholic agreement approved by the Fair Work Commission. Many of these agreements match or track the government scale. Independent schools, including Anglican, Lutheran, Christian, grammar and other schools, pay under their own or sector agreements, and the Educational Services (Teachers) Award 2020 sets the legal minimum.

Because each instrument has its own rise dates, the gap between sectors changes through the year. A comparison is only meaningful if it is dated. Every figure below says when it applies from.

Is your Catholic or independent school payslip right? Check your step, pay rate, tax and super against your agreement, and get an email to payroll drafted if it's wrong. Your first check is free.

Government vs Catholic vs independent pay, state by state

Classroom teacher pay by sector: graduate / top classroom step, as at 17 October 2026
StateGovernmentCatholic systemicLutheran / independent examples
NSW$92,882 / $133,422 (9 Oct 2026)$92,882 / $133,422 (9 Oct 2026). Broken Bay $95,193 / $136,742AISNSW cooperative MEA $94,155 / $133,009 (1 Feb 2026)
VIC$92,882 / $133,456 (1 Oct 2026, VGSA 2026 approved 16 Oct 2026, back-paid)$79,589 / $118,063 (1 Jul 2025). Proposed $92,882 / $133,456, not agreedSchool by school; no common scale
QLD$90,164 / $119,357 Band 3 Step 4 (Sep 2026)$86,601 / $124,725 Proficient 8; EPT $126,797 (5 Jul 2025)Lutheran $94,967 / $134,151 (Jul 2026)
WA$88,178 / $127,737 (6 Dec 2025)CEWA $91,449 / $130,216 (6 Dec 2025)AngliSchools $91,626 / $134,072 (Dec 2025, new agreement not confirmed)
SA$84,971 / $123,236 (8 May 2026)CESA $82,659 / $116,160 (May 2024)Lutheran $89,558 / $123,993 (Aug 2026)
TAS$85,313 (Level 5) / $122,393 (Mar 2026)Linked to government Band 1; 2026 CET rates not confirmedSchool by school
ACT$91,396 / $129,106 (4 Dec 2025)CECG $94,596 / $133,625 (1 Aug 2026)AISNSW ACT table $96,334 / $136,522 (1 Feb 2026)
NT$96,180 / $136,997 (Jan 2026)Catholic Education NT $96,180 / $136,997 (3 Mar 2026)Lutheran NT $95,551 / $137,031 (Jul 2026)

Full-time salaries before tax, excluding super. 'Top' is the top of the normal classroom scale, before HALT or senior roles. Structures differ: QLD Catholic has more Proficient steps than the state scale, and Tasmanian graduates start at Level 5. Sources: each agreement or official schedule, listed below.

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Where private schools pay more

  • ACT Catholic. CECG rose 3.5% on 1 August 2026 while public rates stayed at December 2025 levels. A Catholic graduate earns $3,200 more. See Canberra-Goulburn Catholic pay.
  • WA Catholic and Anglican. CEWA is $3,271 ahead at entry and $2,479 at the top step; AngliSchools sets pay 2.5% above comparable public rates. See CEWA pay.
  • Queensland Lutheran. A Lutheran graduate earns $94,967, $4,803 more than a state graduate and $8,366 more than a Catholic graduate.
  • NSW Broken Bay and AISNSW schools. Both pay a little more than public schools at entry. Broken Bay is also ahead at the top.
  • Some SA independents. The IEU SA's 2026 data puts Seaview Christian's top step at $135,590 and St Peter's College at $133,564, above the public Step 9.

Where private schools pay less

  • SA Catholic. CESA has had no rise since May 2024. Its graduate rate is $2,312 below public and its top step $7,076 below. See Catholic Education SA pay.
  • Queensland Catholic graduates. $86,601 against $90,164 in state schools after the September 2026 award rise. Experienced BCE teachers are ahead, though. See Brisbane Catholic Education pay.
  • Victorian Catholic, now. Both sectors were paid the same 2025 rates, but VGSA 2026 was approved on 16 October 2026 and government teachers are being back-paid to 10 August 2026. Catholic back pay depends on a deal by 15 November. See MACS pay.
  • Award-only schools. A school with no agreement need only pay $75,941 at Level 1 and $105,076 at Level 5, well below every government scale.

What the difference is worth after tax

A salary gap shrinks after tax, because most classroom teachers pay 30% income tax plus 2% Medicare on each extra dollar. Queensland shows the widest spread between sectors at the graduate step, so here is what each sector takes home there.

Worked example

Queensland graduate take-home pay by sector (2026-27 tax)

Catholic (BCE), $86,601
$68,369 a year, $2,630 a fortnight
State school, $90,164
$70,792 a year, $2,723 a fortnight
Lutheran, $94,967
$74,058 a year, $2,848 a fortnight
Lutheran vs Catholic graduate $5,689 a year more after tax

Full-time, no HELP debt, no packaging. All three pay 12.75% super in Queensland (BCE describes its 12.75% as depending on a co-contribution; the agreement does not). Super at 12.75% on $94,967 is about $12,108.

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Super: who pays more than 12%

Employer super by sector, October 2026
EmployerEmployer superNotes
Queensland state schools12.75%Paid whether or not you contribute (QTU guide)
Queensland Catholic (diocesan and religious institute)12.75%Inclusive of SG under the agreement
Queensland Lutheran12.75%For everyone from July 2025
ACT public schools12.5%From 1 January 2026, plus 1% if you contribute 3%
Most other government, Catholic and independent employers12%The Superannuation Guarantee

On a $120,000 salary, each extra 0.75 percentage points of super is worth $900 a year.

Salary packaging: the real non-salary difference

This is where the sectors genuinely differ. Government education departments are neither FBT-exempt nor FBT-rebatable, so public school teachers can usually package only super, a novated car and work devices. Non-profit Catholic and independent schools are usually FBT-rebatable employers: they get a 47% rebate on FBT for benefits up to $30,000 grossed-up per employee per FBT year, which is roughly $15,900 of benefits. That lets them offer packaging of everyday expenses such as rent or a mortgage.

The saving is smaller than it sounds, because some FBT is still payable and many schools pass it on to you. CESA and AngliSchools WA both say the employee bears FBT and provider costs, for example. Whether your school is rebatable depends on its own ATO endorsement, so 'usually' is the honest word. Our salary packaging guide works through the maths, and the salary packaging calculator lets you test an offer.

Packaging at a glance

Government schools

  • Salary sacrifice to super
  • Novated car lease
  • Work laptop or device
  • No everyday-expense packaging

Catholic and independent schools (usually)

  • Everything on the left
  • Everyday expenses with a 47% FBT rebate
  • Meal entertainment and venue hire (separate cap)
  • Rules and costs vary by school and provider

Things that matter besides the scale

  • Rise dates. NSW independent rises fall in February, NSW public and Catholic rises in October. Check where each sector will be in six months, not just today.
  • Agreement status. Victorian, Queensland, SA and Tasmanian Catholic teachers are all waiting on new agreements; SA and QLD are in open dispute.
  • Promotion structure. Catholic schools often pay leadership as allowances on top of salary; public systems often have separate head teacher or senior teacher salaries.
  • Casual rates. CEWA pays relief teachers $602.71 a day, while WA public relief teachers are paid hourly. NSW public and Catholic casual rates are within a cent of each other.
  • Legacy super. Some long-serving public teachers are in closed defined benefit schemes, which no private employer can match.

Frequently asked questions

Do private school teachers get paid more than public school teachers in Australia?
Not as a rule. Catholic systemic teachers are paid the same as government teachers in NSW and the NT, more in the ACT and WA, and less in SA. Independent school pay varies by school, and some pay well above government rates.
Which sector pays teachers the most?
It depends on the state. Queensland Lutheran schools pay a graduate $94,967, ahead of state and Catholic schools. In the NT, Lutheran NT's top step is $137,031, just above the government's $136,997.
Are Catholic school teachers paid less than public school teachers?
In SA, yes: CESA's top step is $116,160 against $123,236 in public schools. In NSW and the NT they are paid the same, and in the ACT and WA they are currently paid more.
Do private schools pay more super?
Usually not. Most pay the 12% Superannuation Guarantee. Queensland Catholic and Lutheran schools pay 12.75%, the same as Queensland state schools. ACT public schools pay 12.5%.
Can private school teachers salary package?
Usually yes. Non-profit Catholic and independent schools are generally FBT-rebatable, so they can package everyday expenses with a 47% FBT rebate on up to $30,000 of grossed-up benefits a year. Government schools cannot offer that.
What is the minimum a private school can pay a teacher?
The Educational Services (Teachers) Award 2020 sets the minimum: $75,941 a year at Level 1 to $105,076 at Level 5 from 1 July 2026.
Is it worth moving from a public to a private school for pay?
Only if the numbers add up after tax, super and the next rise date. Compare the agreement's step placement rules, rise dates and packaging, not just the starting salary.

Sources we checked · last verified 2026-10-28

  1. 1.NSW and ACT Catholic Systemic Schools EA 2025 (IEU copy, PDF)
  2. 2.Independent Schools (Teachers) Cooperative MEA 2025 (IEU copy, PDF)
  3. 3.Brisbane Catholic Education: Teacher Salary Scale 2025 (PDF)
  4. 4.Fair Work Commission: Queensland Lutheran Schools SEA 2024, AE527362 (PDF)
  5. 5.CEWA Salary Schedules September 2026 v2 (PDF)
  6. 6.Fair Work Commission: Catholic Schools (NT) Collective EA 2025, AE530890 (PDF)
  7. 7.Fair Work Commission: Lutheran Schools NT Collective EA 2025, AE529405 (PDF)
  8. 8.IEU SA: Where you work still makes a huge difference
  9. 9.Fair Work Commission: Educational Services (Teachers) Award 2020
  10. 10.ATO: FBT rebatable employers

About this page

Written and fact-checked by the TeacherPay AU Editorial Team against the enterprise agreements, awards and official pages listed in the sources. It is general information, not personal financial, tax or legal advice. Spotted something out of date? Tell us and we'll fix it, usually within a day. See our editorial policy and how we calculate.

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